My Investment Philosophy

You may be an existing client, you might have found this website and are considering becoming a client, or you might be someone who manages all their own investments. Either way, my hope is that the below can be of some general guidance....

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10 Questions to Ask Your Financial Planner

10 questions that everyone should ask their financial advisor, whether they currently deal with them or are planning on dealing with a new one....

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Monday Muhsings: The Utopian Future

Ever notice how many sci-fi movies take place in or refer to some kind of dystopian future? To balance things out, I’m writing this post to hypothesize what I call the Utopian Future. Sunshine and lollipops and how we get there through technology!...

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Bonds! What are they good for?

My self-inflicted homework this Thanksgiving long weekend is to write an incredibly boring – but necessary – blog post about bonds. Why do we invest in ‘em? Why have they done so badly of late? Is there any point investing in them for the future?...

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Planning Your Charitable Impact

Charitable planning is too often overlooked in a financial plan. It's time we take a look at how we can be more calculated and deliberate with our donations, while minimizing tax over our lifetimes....

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5 reasons why you should set your ultra-early retirement aspirations on FIRE

There’s been some chatter lately about the FIRE (Financial Independence Retire Early) “movement”. I’m going to use this blog post as my soapbox to give my frank and mostly unfiltered opinion on this nonsense....

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Registered Education Savings Plans

Below you'll find my recently updated "RESP Wiki". As the name suggests, I update this post annually with any changes to legislation, as well as to add info based on questions from clients. It has, admittedly, gotten rather long....

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When should I start my CPP?

I get this question a lot, more than any other retirement planning question. There’s no clean-cut answer, as everyone’s situation is different. Here are some things to consider....

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How much tax does a Tax Free Savings Account actually save?

I didn't hear of any celebrations, but 2018 is actually the tenth year of existence for the TFSA; the tenth year in which we Canadian residents have been able to contribute money to it. While ten years should be enough time for all of us to wrap our...

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Is now a good time to invest in stocks?

As I write this the TSX Composite is at an all-time high (woo! It doesn’t really mean much; it’s now slightly higher than it was in 2011) and the U.S. markets are once again within a few good up days of their January highs....

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